13 September 2015

LEDs that communicate could create ‘smart’ environments


Disney researchers have created networking technology that makes it possible for LED lights not only to communicate with each other.

Disney researchers have demonstrated that light bulbs can do more that just illuminate our rooms — they could communicate with each other, with objects and with the Internet, to create ‘smart’ environments.
Transmitting signals via light is nothing new; Alexander Graham Bell showed that speech could be conveyed with light in the 1880s, years before speech was first transmitted via radio.
The Disney researchers, however, have created networking technology that makes it possible for LED lights not only to communicate with each other, but to do so in a way that is compatible with the Internet and its technical protocols.
Stefan Mangold, who heads Disney Research’s wireless research group, said these advances could give Visible Light Communication (VLC) an important role in the growing Internet of Things — the idea that objects can communicate with each other and share information to create smart environments.
“Communication with light enables a true Internet of Things as consumer devices that are equipped with LEDs but not radio links could be transformed into interactive communication nodes,” Mangold said.
“We’re not just talking about sensors, smartphones and appliances. This easily could include toys that have LEDs, creating an Internet of Toys in which toys can be accessed, monitored and acted on remotely,” Mangold said.
The researchers used off-the-shelf commercial LED light bulbs that they then modified so that they could send and receive visible light signals.
These modifications included a System-on-a-Chip running the Linux operating system, a VLC controller module with the protocol software and an additional power supply for the added electronics.
The researchers created software that makes the signals transmitted through this hardware compatible with Internet protocols.
They were thus able to create networks with a throughput of up to 1 kilobit per second.
These VLC-enabled bulbs could be used to broadcast beacons making it possible to detect the location of objects, linked into a network to route signal traffic or could be used to communicate with objects, researchers said.
“The ubiquitous presence of LED-based light bulbs that can be enhanced with VLC functionality, and the availability of LED-equipped devices, unleashes a wide range of opportunities and applications,” Mangold said.

OROP must go hand in hand with force restructuring

Finally, the One Rank One Pension, or OROP, is a reality, even if its content and financial impact continues to remain imprecise. It is a different matter that several important conditions not discussed with those agitating for OROP have been incorporated at the last minute and caused both frustration and anguish.

For example, it is not known how the clause for its non-applicability to those who had taken voluntary retirement (termed premature retirement or PMR in the armed forces) came to be incorporated in the official note at the last minute. Similarly, a provision has been inserted whereby pension will be determined by averaging the minimum and maximum of the pay bands for every rank, which is not OROP at all. It is almost certain that these two incongruities, which could only have been inserted through bureaucratic sleight of hand, will be challenged and struck down in the courts of law. The statements made by the prime minister create more doubt than clarity. For example, he has stressed that interests of jawans, widows and those disabled and sent out of service are uppermost in his mind and they will have full benefits of OROP, without making any mention of those who took PMR. If there is a lurking suspicion among these officers that they have been left 'high and dry' they may not be far wrong.

But this is not about OROP. Whatever may be its final shape and form, the fact is that it will result in a cash outgo of over Rs 12,000 crores annually, and the figure can only increase every year. The question that more importantly needs to be considered is whether this expense can be countered by economies that can or should be undertaken in the non-pension parts of Defence expenditure. This calls for some introspection, including by the armed forces. Until 1962, the strength of the Indian Army, post-World War II demobilisation, stood at around 285,000, the Indian Navy at about 16,000 and the Indian Air Force at some 30,000. Following the trauma of that conflict, the Army was authorised a manpower level of 825,000, a nearly three-fold increase so that it could fight a two-front war concurrently. Force levels approved for the navy and the air force at the same time (in 1964) ensured that, over a period of time, their manpower rose to about 35,000 and 60,000 respectively. Since then, the numbers have continued to increase for one reason or the other and the Indian Army today fields nearly 1,200,000, while the other two Services have also gone up to about 50,000 and 100,000, take a little here and there. In sum, uniformed manpower has increased greatly, with inevitable impact on ongoing expenditure that is required to pay, feed and equip them; not surprisingly, nearly 85 per cent of the army's budget goes to meet what is technically termed as revenue expenditure, leaving just 15 per cent for modernisation and technology upgrades and, therefore, leaving it to fight wars with 'what it has' - to quote a former Army Chief - rather than with what it should have. The navy and the air force are not so manpower-intensive and, consequently, are able to spend relatively more of their monetary allocations on capital acquisitions. What merits serious consideration, therefore, is whether we should continue as hitherto or make some course corrections.

Obviously, the first charge in any such exercise will be that of the army taking up as it does, almost half of the Defence budget. This brings us back to where it all began - ability and preparedness to fight land wars on two fronts simultaneously, on one side with Pakistan and on the other, with China. This may well have seemed inescapable after 1962 but despite all posturing and noises made by various sides, did not come about in 1965 and again in 1971, this when Pakistan was being militarily sliced into two, a calamity which should have resulted in some intervention by its ally. Today, the scenarios have changed dramatically. Not only are all three countries nuclear weapon states but their profiles and ambitions have also escalated. China is seeking parity with the US while India seeks to get to the level where China stands today. Neither country will move towards its goals by engaging the other militarily; such an interface can only act to the detriment of both. Pakistan stands in a different category. It has little capability, even interest, in challenging India through war; its aim of keeping us on the defensive is easily achieved by much lower-cost options such as acts of terror, sponsored or otherwise. The world at large is also not supportive of military conflicts between nation states and international pressure, difficult enough to counter in the wars fought so far, will be even more of an 'adversary' in future scenarios. In short, military conflict on one front is, itself, becoming a question mark, leave alone land wars on two fronts together. Our military strategy must recognise this reality.

The situation is quite different in the other two Services where the responsibilities are becoming more strategic rather than structured to just war fighting. The need to deploy air and sea power at long distances, in peace as much as in less-than-war scenarios is gaining priority and recent evacuations of our citizens from troubled areas, disaster assistance in tsunamis and protection of sea lanes of commerce are now well-defined tasks and responsibilities, not just some vague ideas. Our existing force structure, evolved in the 1960s after a traumatic defeat, is no longer capable of responding to the new scenario. There is a definite need to review holistically our emerging interests and responsibilities and formulate policies which will provide capabilities that can deliver what the Americans call 'more bang for the buck'. Manpower or 'boots on the ground' is clearly an essential ingredient of whatever capabilities we create but how many is the question which our planners and strategists must answer. It is nobody's thesis that drastic reductions are necessary or even desirable but phased restructuring is imperative. Given the extent of our land borders, the army will continue to have primacy in our military preparedness but it is necessary that the air and sea power arms are strengthened. As a very broad readjustment, our land component of manpower should be gradually brought down to about 1,000,000. To achieve this over a four-five year period is quite feasible if there is determination to do so. Fresh stock can be taken at that stage of what needs to be done further. This, of course, must go hand-in-glove with modernisation of all three forces and enough has been written about this by many to bear repetition. But this is much easier said than done. There will be any number of vested interests to 'ground' the proposed restructuring even before it begins and the strongest direction will be needed to take it through, in the armed forces hierarchy, in the associated bureaucracy and finally, and most important, in the political leadership.

12 September 2015

MSME’s: Engine for Growth


MSME’s: Engine for Growth
Contributes
  • 8% of GDP
  • 40% of the total exports
  • 45% of manufacturing input
Keeping in view the contribution of MSME’s in the growth of Indian Economy, itsMSME's-min development hasbeen assigned an important role in India’s national plans. Therefore, there is a need for the Government to take concrete steps in order to resolve those concerns which continue to thwart the growth of small and medium enterprises (SMEs) over the years
Action Plan for Make in India Initiative of MSME 
E-Governance:
Different procedures and lack of mutual trust leads to hidden costs and slow paralysis
  • Strengthen the communication between stakeholders
  • Establish a proper procedure pan-India
  • Improve efficiencies in service delivery
  • Public Participation to be enhanced via the integration of Social Media
  • Building up of a database to measure the levels of productivity of the products
  • Identification of products in need of research and development

Financial Inclusion:
High cost of credit, requirements of collateral, limited access to equity capital, lack of access to global markets, and the absence of a mechanism for the revival of sick enterprises
  • Frame guidelines for micro and small enterprise financing; business, registration, regulation and accreditation of MFI entities; promoting right technology solutions; and formulating a credit guarantee scheme for loans given out to micro enterprises
  • Financial Education of the borrowers for empowerment
  • Statutory guidelines to stipulate penalties or interest for big corporations which delay payments to SMEs
  • Skill development for bankers :
    • Standardising simple format for accounting purposes for MSMEs,
    • Competent development of human resources,
    • Cultivating business ethics and standards, and
    • Imparting training to MSMEs
Steps taken:
  • All loans to come under Priority Sector Lending
  • Micro Units Development and Refinance Agency (MUDRA) Bank expected to partner with coordinators at the State level to provide finance to SMEs. A corpus of Rs.20,000 crore has been allocated to the bank.
  • The Union Budget has proposed to set up ‘Trade Receivables Discounting System’ (TreDs), an electronic platform that will facilitate financing of trade receivables from corporates and other buyers through multiple financiers.

Employment Generation & Skill Development:
MSMEs are labour-intensive and have the capability to create more jobs to cater to a young demographic country like India, where the climatic vagaries render many unemployed in the agricultural sector.
  • Training of educated unemployed youth both in conventional and most advanced production and management technology/processes
  • Developing Modular Courses and training of trainers
  • Developing districts wise skill development needs and training providers.
  • Up-scaling in collaboration with NSDC, Ministry of Skill Development, Entrepreneurship, Youth Affairs and Sports and Ministry of Labour and Employment
Steps Taken:
  • Virtual Cluster web portal, to provide facilities like common application forms, credit scoring models etc. and a platform for Industry-Academia linkages has been set-up.
  • Employment Facilitation Portal enables matching of job providers and job seekers
Technology and Energy Efficiency
  • Compulsory procurement of materials by public sector units from SMEs
  • Setting up of common research and development facilitation centres
  • Up scaling cluster approach for infrastructure development and technology support
  • Augmenting the past initiatives for further absorptions
  • Steps to reduce wastages and innovative designs for waste-management
Zero Effect Zero Defect Manufacturing
  • Promoting Lean Manufacturing Competitiveness Scheme (LMCS) in mini-clusters for Zero Defect manufacturing
  • Promoting Energy Efficient Technologies using Clean Technology
  • ZED Certification scheme in consultation with QCI, Industry Association and Rating Agencies

Steps taken:
  • Quality Management Standards (QMS) and Quality Technology tools (QTT): to enhance their competitiveness
  • ICT Scheme: for adopting ICT tools and applications through Cloud Computing

11 September 2015

Consumer Protection Bill, 2015 introduced in Lok Sabha


Consumer Protection Bill, 2015 introduced in Lok Sabha
 The Consumer Protection Bill, 2015, was introduced in Lok Sabha on August 10, 2015. The Bill replaces the Consumer Protection Act, 1986.16 The Bill covers all types of consumer transactions, including online and electronic, and creates various quasi - judicial mechanisms for oversight and enforcement of the law. The Bill was referred to the Standing Committee on Consumer Affairs, Food and Public Distribution on August 26, 2015 and the report is expected within three months. Key features of the Bill include:
 Definition of consumer: The Bill defines a consumer as any person who buys a good or hires a service for a consideration. This includes the user of such good or service, but not one who obtains the good for resale or commercial purposes. It covers transactions through all modes including offline, online through electronic means, teleshopping, or multi level marketing.
 Product liability: If defects in the manufacture, construction, design, testing, service, marketing etc. of a product results in any personal injury or property damage to a consumer, the manufacturer would be made liable in a product liability action.
 Consumer protection agencies: The central government will set up the Central Consumer Protection Authority to promote, protect as well as enforce the rights of consumers. Consumer Dispute Redressal Commissions (CDRCs) are also to be set up at the district, state and national levels for the adjudication of consumer complaints.
 Consumer Mediation Cells (CMCs): The Bill introduces mediation as a mode of dispute resolution. National, State and District CMCs will be established and attached to the CDRCs.
 Penalties: Any person who fails to comply with an order of either of the Commissions would be liable for imprisonment from one month to three years, or with a fine from Rs 10,000 to Rs 50,000

Draft Human DNA Profiling Bill, 2015 released


Draft Human DNA Profiling Bill, 2015 released
The Department of Biotechnology under the Ministry of Science and Technology released the Draft Human DNA Profiling Bill, 2015 on August 5, 2015.15 The Draft Bill regulates the use of DNA analysis. It establishes national, state and regional level DNA data banks and the DNA Profiling Board. Key highlights of the draft Bill include:
 DNA Profiling Board: The responsibilities of the DNA Profiling Board will include: (i) issuing certificates of approval to DNA laboratories, (ii) framing guidelines for storage as well as destruction of biological substances, and (iii) supervising, monitoring and inspecting DNA laboratories and DNA data banks.
 DNA Laboratories: DNA profiling would be undertaken by the DNA laboratories. Every DNA laboratory for conducting DNA profiling would be required to take prior permission from the DNA Profiling Board.
 DNA data bank: DNA Banks will be established at the national, regional and state level. The DNA data banks shall store the DNA profiles received from the approved DNA labs. The data banks will maintain the following indices: (i) a crime scene index, (ii) a suspect index, (iii) an offenders‟ index, (iv) a missing persons‟ index, (v) unknown deceased persons‟ index, (vi) volunteers‟ index and (vii) such other DNA indices as may be prescribed by regulation by the DNA Profiling Board.
 Penalties: The penalties include: (i) obtaining individual identifiable DNA information through unauthorised means would be punishable with imprisonment of up to one year and a fine of up to one lakh rupees (ii) intentionally destroying, altering, contaminating biological evidence would be punishable with imprisonment of up to five years and a fine of up to two lakh rupees.

Census Religion data: What do the trends indicate?


The much delayed and also much awaited religion – wise census data has finally been released. The data shows that the population of Hindus has grown from 82.7 crores in 2001 to 96.63 crores in 2011, indicating 16.67% growth. Meanwhile, the Muslim population has grown from 13.8 crores to 17.2 crores, indicating a growth of 24.6%. Minority Sikh population also witnessed a substantial dip in their population growth rate from over 18% (1991-2001 decade) to 8.4% during 2001-2011. As a result, Sikh population as a proportion of total population has witnessed a decline of 0.2% from 1.9% in 2001 to 1.7%. The good news is that the growth rates of both Hindus and Muslims, in comparison to the previous decade, have come down.
The growth rate of Hindu population has witnessed a decline from 20.3% during 1991-2001 to 17.7% during 2001-2011, resulting in Hindu population in the country dipping below 80% to 79.8%. The religion-wise data released indicated that the proportion of Christian and Jain communities remained static at 2.3% and 0.4%, respectively. The proportion of Buddhists, in contrast, has witnessed a marginal dip from 0.8% (2001) to 0.7% (2011 census). The data also reveal that there is certain level of acceptance of family planning programmes by all the religions. The sex ratio among Muslims now stands at 951 females for every 1,000 males, substantially better than 936 in 2001, while among Hindus, it is 939 females for every 1,000 males, a slight improvement over the 2001 value of 931.
The share of Hindus over the previous five decades — between 1951 i.e. post-partition and 2001 — dropped 3.65 percentage points from 84.1% to 80.45% of the total population. Again in absolute terms, the Hindu population more than doubled (172% increase) from 30.36 crore to 82.75 crore during the 50 years till 2001. The drop in share of Hindus, due to a steady dip in the rate of growth of the Hindu population, comes on the back of rising education and income levels of the majority community.
The Census 2011 data shows that since independence, the share of Hindus has dropped by 5.75 percentage points while the share of Muslims has risen by slightly more than 4 percentage points. According to the 1951 census, Hindus comprised 84.1 per cent of the population post partition, after the inflow of Hindus from Pakistan and the outflow of Muslims at partition changed in the country’s demography. Hindus comprised just about 66% of the population of India before partition.
Experts believe that census data is neutral data, whereas its impacts are not neutral in nature. It has great sociological impact, which needs to be judged and evaluated. These data indicate that for the first time Hindus have come down below the psychological mark of 80%. Sociologically, society is constituted not only by religion, there are other variables too like class, caste etc. While looking at demographics data it is easy to look from a communal point view, as the data is presented from a communal perspective. Experts are of the view that the data has to be segregated based on socio – economic and regional variables.

RBI grants approval to 11 applicants for Payments Bank

RBI grants approval to 11 applicants for Payments Bank The Reserve Bank of India (RBI) granted in principle approvals to 11 applicants to set up Payments Banks, on August 19, 2015.6 Payments banks aim to provide small savings accounts, and payments and remittance services to low income individuals and small businesses, among other users. The in principle approval granted to the applicants, for setting up these banks, will be valid for a period of 18 months. Once the applicants fulfil the conditions laid down as part of the approval, the RBI will consider granting them a license for commencement of business. Key features of Payments Banks are:  The minimum paid-up capital requirement for these banks would be Rs 100 crore.  There will be a condition to hold a maximum balance of one lakh rupees per individual customer.  The banks would not be able to undertake lending activities, and their revenues will be collected through transaction charges. They will be able to issue debit cards, but not credit cards.  Apart from the Cash Reserve Ratio maintained with the RBI, the banks will be required to invest at least 75% of their deposits in government securities, and at most 25% of the deposits with other scheduled commercial banks.  The banks would be able to act as business correspondents of other universal banks, as per RBI guidelines.  The banks may undertake payments and remittance services through various channels.  The banks will also be able to offer products like mutual funds and insurance.

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