Rashtriya Swasthya Bima Yojana
The Rashtriya
Swasthya Bima Yojana (RSBY) a centrally sponsored health insurance
scheme was launched in 2007 and operationalized in April, 2008. This
scheme has been transferred from Ministry of Labour and Employment to
Ministry of Health and Family Welfare on “as is where is” basis with the
effect from 01.04.2015. At present the Rashtriya Swasthya Bima Yojana
(RSBY) is being implemented in 19 States/UTs through insurance mode. The
scheme is being funded, both by Centre as well as by the implementing
State, on the approved premium. Funds allocation during the last three
years and current year i.e. 2012-13 to 2015-16 for release of central
share on premium under RSBY is as given below:-
Sl. No.
|
Year
|
Budget Estimate (In crore)
| |
1
|
2012-13
|
1568.56
| |
2
|
2013-14
|
1265.00
| |
3
|
2014-15
|
1319.30
| |
4
|
2015-16
|
700.00
| |
Total
|
4852.86
| ||
An evaluation study was made by GIZ when RSBY was being implemented by the Ministry of Labour and Employment. Key findings are given below:-
Findings of Evaluation Study by Gesellchaft Fur Internationale Zusammenarbeit (GIZ) on Implementation of RBSY
i. High levels of awareness on eligibility. However, detailed information about the scheme was found to be lacking.
ii. The
non-enrolees had to spend more that Rs.17, 000/ per year on an average
for hospitalization while RSBY enrolled have spent very less out of
pocket payment.
iii. Access to private hospitals was noted in more than 70 percent of the respondents, both enrolees and non-enrolees.
iv. 90% of the respondents mentioned being highly satisfied with the RSBY Scheme.
Total
3, 68, 36,005 beneficiary families have been covered under RSBY Scheme
against the target of 7, 30, 56,515 families in the states implementing
RSBY. Reasons for low enrolment in some States are due to
implementation of the scheme by the States in phased manner. The Health
Insurance Scheme for weavers by using RSBY platform is implemented only
in the State of Tamil Nadu and the budget allocation for the same is
made by Ministry of Textiles.
Approval
for continuation of RSBY has been granted to the implementing states as
required by them. Approval has also been granted to the states for
floating of fresh tenders wherever required. All implementing states
have been directed to take necessary action in claiming release of
central share on premium so that there is no delay in release of central
share.
The Health Minister, Shri J P Nadda stated this in a written reply in the Lok Sabha here today(11-12-2015).
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